Open the app

English grammar

Need to / have to + bank words

Open a bank account and say what you need to do.

From the scene Opening an account

In short

Use need to or have to + verb for things you must do. With a thing, need has no to.

Your turn

Which one goes with have to + verb?

Options: you need to show your ID · I have to sign · I need to open an account (not "I need open")

Show answer

have to + verb → I have to sign

How it works

Use need to / have to + verb for things you must do: I need to open an account, I have to sign here.

Your turn

Pick the word that fits the line.

Oh, dear... you always (blank) look for things.

Options: must to · have to · have that

Show answer

Oh, dear... you always have to look for things.

Ay, cariño... siempre tienes que buscar las cosas.

Good to know

Don't drop the to (not "I need open"), and must never takes to (not "I must to sign"). With a thing, need has no to: you need your ID card.

need to + verb I need to open an account (not "I need open")

Nuria

I need to open an account at this bank.

Necesito abrir una cuenta en este banco.

Your turn

What fills the gap?

(blank) at this bank.

Options: I have to sign · You need to show your ID · I need to open an account

Show answer

Nuria

I need to open an account at this bank.

Necesito abrir una cuenta en este banco.

have to + verb I have to sign

Nuria

I have to sign here, right?

Tengo que firmar aquí, ¿verdad?

Your turn

What fills the gap?

(blank) here, right?

Options: I have to sign · I need to open an account · You need to show your ID

Show answer

Nuria

I have to sign here, right?

Tengo que firmar aquí, ¿verdad?

you need to you need to show your ID

Elena

Yes, and you need to show your ID.

Sí, y necesitas enseñar tu DNI.

Your turn

What fills the gap?

Yes, and (blank).

Options: you need to show your ID · I need to open an account · I have to sign

Show answer

Elena

Yes, and you need to show your ID.

Sí, y necesitas enseñar tu DNI.

need + thing you need your ID card (thing: no to)

Your turn

What goes with you need your ID card (thing: no to)?

Options: need to + verb · have to + verb · need + thing

Show answer

you need your ID card (thing: no to) → need + thing

money from work I get paid

Practise it in the story

Meet this rule inside a short animated scene. Answer as it plays, then say the lines yourself.

Practise free in the app
See all forms
Need to / have to + bank words
need to + verbI need to open an account (not "I need open")
have to + verbI have to sign
you need toyou need to show your ID
need + thingyou need your ID card (thing: no to)
money from workI get paid
More lines from the story
  • ElenaOh, dear... you always have to look for things.Ay, cariño... siempre tienes que buscar las cosas.
  • NuriaMy ID card? One moment... Where is my ID card?¿Mi DNI? Un momento... ¿Dónde está mi DNI?
  • ElenaI know, dear. The manager is my nephew!Ya lo sé, cariño. ¡El director es mi sobrino!

All English grammar guides · Learn English with stories