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English grammar

Bank terms: so long as / providing (that) / subject to + noun / not unless

Understand and set a bank's terms: so long as, providing, subject to, not unless.

From the scene So long as…

In short

So long as and providing (that) set a deal's condition, with the present simple. Not unless is a firm no.

Your turn

Which one goes with the condition, a little more formal?

Options: so long as someone signs as a guarantor · subject to a guarantor · providing they've got no debts

Show answer

the condition, a little more formal → providing they've got no debts

How it works

You already know as long as, provided and unless. So long as and providing (that) are everyday variants and also take the present simple, never will.

Your turn

Pick the word that fits the line.

So there's no money, unless you (blank) someone else.

Options: will find · don't find · find

Show answer

So there's no money, unless you find someone else.

Pues no hay dinero, a menos que encontréis a otra persona.

Good to know

Subject to + noun is the official, written version (subject to a guarantor = only with one).

Good to know

Not unless is a firm no with one way out: not unless they sell the house.

the condition, in speech so long as someone signs as a guarantor

Tomás

Yes, so long as someone signs as a guarantor.

Sí, siempre y cuando alguien firme como aval.

Your turn

What fills the gap?

Yes, (blank).

Options: subject to a guarantor · so long as someone signs as a guarantor · providing they've got no debts

Show answer

Tomás

Yes, so long as someone signs as a guarantor.

Sí, siempre y cuando alguien firme como aval.

the condition, a little more formal providing they've got no debts

Tomás

They accept anyone, providing they've got no debts.

Aceptan a cualquiera, excepto si tiene deudas.

Your turn

What fills the gap?

They accept anyone, (blank).

Options: subject to a guarantor · providing they've got no debts · so long as someone signs as a guarantor

Show answer

Tomás

They accept anyone, providing they've got no debts.

Aceptan a cualquiera, excepto si tiene deudas.

the bank's written version: subject to + noun subject to a guarantor

a firm no, with one exception not unless they sell the house

Tomás

No. Not unless they sell the house in Guadalajara.

No, salvo que vendan la casa de Guadalajara.

Your turn

What fills the gap?

No. (blank) in Guadalajara.

Options: So long as someone signs as a guarantor · Providing they've got no debts · Not unless they sell the house

Show answer

Tomás

No. Not unless they sell the house in Guadalajara.

No, salvo que vendan la casa de Guadalajara.

someone who promises to repay a loan if you can't a guarantor

Tomás

Yes, so long as someone signs as a guarantor.

Sí, siempre y cuando alguien firme como aval.

Your turn

What fills the gap?

Yes, so long as someone signs as (blank).

Options: subject to a guarantor · a guarantor · providing they've got no debts

Show answer

Tomás

Yes, so long as someone signs as a guarantor.

Sí, siempre y cuando alguien firme como aval.

Practise it in the story

Meet this rule inside a short animated scene. Answer as it plays, then say the lines yourself.

Practise free in the app
See all forms
Bank terms: so long as / providing (that) / subject to + noun / not unless
the condition, in speechso long as someone signs as a guarantor
the condition, a little more formalproviding they've got no debts
the bank's written version: subject to + nounsubject to a guarantor
a firm no, with one exceptionnot unless they sell the house
someone who promises to repay a loan if you can'ta guarantor
More lines from the story
  • NuriaSo there's no money, unless you find someone else.Pues no hay dinero, a menos que encontréis a otra persona.
  • NuriaThirty, Javi. And yes, it counts.Treinta, Javi. Y sí, cuenta.
  • JaviI'll sign, brother! That's what friends are for.¡Yo firmo, hermano! Para eso están los amigos.

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